Millions of Americans are set to receive their Social Security payments for the month of August. Social Security benefits are issued in one lump sum each month for most recipients and provide critical income for retirees, surviving family members, and those with disabilities.
Millions of people in the United States are in line for a Social Security benefits payment next week. On August 20, Wednesday, the United States’ Social Security Administration (SSA) is to issue the latest round of checks on its distribution schedule.
ALSO READ: 9 shocking facts about ‘killer whale’ Orcas that will leave you surprised
Are you getting social security benefits?SSA has confirmed new deposit dates, along with relevant details on who qualifies to receive the highest amounts as some retirees could receive an amount worth $5,108 this month. Of the just under 70 million people in the US who receive retirement, SSDI or survivor benefits, most get their money on one of three Wednesdays each month, beginning on the second Wednesday.
The SSA calculates retirement benefits based on your 35 highest-earning years, adjusted for inflation. These earnings are averaged, and then a progressive formula—intended to replace a larger share of income for lower earners—determines your Primary Insurance Amount (PIA). As a result, benefit amounts vary from person to person.
Live EventsThe SSA uses a staggered schedule based on your date of birth:
Wednesday, August 13: born from the 1st to the 10th
Wednesday, August 20: born from the 11th to the 20th
Wednesday, August 27: born from the 21st to the 31st
What are the cases of exceptions?If you started receiving benefits before May 1997 or also receive Supplemental Income (SSI), your payment will be done on Friday, August 1. In addition, it is also important to clarify that SSI beneficiaries will have a second payment on Friday, August 29, because September 1, the usual payday, is a holiday on account of Labor Day.
ALSO READ: US citizens to receive stimulus check of $2,000 in August? What has Trump said about economic relief
Who is eligible to receive $5,108 in August, 2025?It is the maximum payment that can be received by those who postponed their retirement until age 70 and have sufficient work contributions. In 2025, the maximum monthly benefit is:
$2,831 if starting at age 62
$4,018 at full retirement age
$5,108 if delayed until age 70
The official announcement on how much benefits will rise by for 2026 will be made by the SSA in October 2025.
ALSO READ: Millions of US citizens to receive $1,390 stimulus soon? Check if you qualify and when to expect it
What if your payment doesn’t arrive on time?If your payment is not reflected on the indicated day, then here are some recommendations for you:
Wait at least three business days after the deposit date.
Check with your bank, as sometimes they delay the crediting.
If the money still does not arrive, contact the SSA or use your “My Social Security” account online.
Since July 2025, the SSA has enforced a stricter policy, now withholding up to 50% of monthly benefits to recover overpayments—up from the previous 10% limit. If your payment seems smaller than usual, this might be why.