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Browsing Tag

withdrawal rate

12 posts
PPersonal finance
Is $2.5M Enough To Spend $100K A Year In Retirement, Or Will Taxes Make That Impossible?
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Is $2.5M Enough To Spend $100K A Year In Retirement, Or Will Taxes Make That Impossible?

  • December 31, 2025
teegardin / Flickr A Reddit user is wondering if a $2.5 million nest egg can produce $100K in…
PPersonal finance
The Lifestyle a $3 Million Retirement Portfolio Can (and Can’t) Support
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The Lifestyle a $3 Million Retirement Portfolio Can (and Can’t) Support

  • December 28, 2025
vadimgouida from Getty Images Pro and ansonsaw from Getty Images Signature A $3 million portfolio using the 4%…
PPersonal finance
Why you should spend more than 4% in retirement, even if the math says no. Are you thriving or just surviving?
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Why you should spend more than 4% in retirement, even if the math says no. Are you thriving or just surviving?

  • December 26, 2025
When it comes to spending in retirement, financial advisers and investment experts have long clung to the golden…
PPersonal finance
What Retirement Really Looks Like With $2.5 Million in Savings
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What Retirement Really Looks Like With $2.5 Million in Savings

  • December 21, 2025
Natee Meepian / Shutterstock.com For as long as most of us can remember, the idea of retiring with…
PPersonal finance
Retiring Next Year? Use This Withdrawal Rate Instead of The 4% Rule, New Report Finds
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Retiring Next Year? Use This Withdrawal Rate Instead of The 4% Rule, New Report Finds

  • December 13, 2025
kate_sept2004 / Getty Images Morningstar analysis suggests that retirees could start out with a 3.9% withdrawal rate. You’ve…
PPersonal finance
I’m 55 with $2.5 million saved and no debt and would like to increase my monthly spend by $4k – can I afford it?
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I’m 55 with $2.5 million saved and no debt and would like to increase my monthly spend by $4k – can I afford it?

  • December 11, 2025
Timofey Zadvornov from Getty Images and Kaboompics.com from Pexels A 55-year-old retiree with $2.5M can safely withdraw around…
PPersonal finance
'The Less Money You Spend, The Earlier You Can Retire'
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‘The Less Money You Spend, The Earlier You Can Retire’

  • November 30, 2025
Financial personality Vincent Chan recently laid out how to retire with a $500,000 portfolio. It may sound counterintuitive…
PPersonal finance
I just retired at age 61 and left my $145,000 salary – how much can I pull from my nest egg every year without the fear of running out of money?
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I just retired at age 61 and left my $145,000 salary – how much can I pull from my nest egg every year without the fear of running out of money?

  • November 8, 2025
Canva | Rido and bjdlzx from Getty Images Signature Running out of money in retirement is one of…
PPersonal finance
Dave Ramsey Calls Co-Host's 3% Retirement Withdrawal Rate Advice 'Hope-Stealing Trash' After 30-Year-Old With $120K Nest Egg Calls In Confused
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Dave Ramsey Calls Co-Host’s 3% Retirement Withdrawal Rate Advice ‘Hope-Stealing Trash’ After 30-Year-Old With $120K Nest Egg Calls In Confused

  • September 25, 2025
For years, financial advisors have drilled the so-called “safe withdrawal rate” into the heads of retirement planners. The…
PPersonal finance
3 Tricky Decisions for Every Retirement Plan
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3 Tricky Decisions for Every Retirement Plan

  • September 23, 2025
Retirement planning is complicated. Fewer retirees can rely on pensions, so more people have to find retirement income…
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