{"id":178884,"date":"2025-08-27T05:06:12","date_gmt":"2025-08-27T05:06:12","guid":{"rendered":"https:\/\/www.europesays.com\/us\/178884\/"},"modified":"2025-08-27T05:06:12","modified_gmt":"2025-08-27T05:06:12","slug":"ncino-says-ai-will-drive-cloud-banking-solutions-growth","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/178884\/","title":{"rendered":"nCino Says AI Will Drive Cloud Banking Solution\u2019s Growth"},"content":{"rendered":"

Cloud banking solution provider nCino<\/a> plans to add sophisticated artificial intelligence (AI) capabilities and fully agentic workflows to its Banking Advisor<\/a> product during the next quarter.<\/p>\n

Sean Desmond<\/a>, CEO at nCino, said Tuesday (Aug. 26) during the company\u2019s quarterly earnings call that nCino expects AI to be as transformative for financial services as the shift to cloud services was a decade ago, and that financial institutions are looking to nCino to help them navigate their \u201cAI journey.\u201d<\/p>\n

nCino unveiled Banking Advisor in June 2024, at which time it served as a \u201cbanker-focused, conversational copilot tool<\/a>\u201d providing portfolio management, streamlining tasks and helping banks track and comply with regulatory requirements.<\/p>\n

During Tuesday\u2019s call, Desmond said that as an AI-powered interface designed for financial institutions, Banking Advisor is the \u201cfirst pillar\u201d of nCino\u2019s AI strategy and has been purchased by more than 80 of the company\u2019s customers.<\/p>\n

\u201cFinancial institutions don\u2019t just need AI tools; they want a partner they trust who deeply understands banking, has a proven ability to drive industrywide change, and possesses the data foundation necessary to build truly differentiated AI capabilities,\u201d Desmond said during the call. \u201cnCino has been that partner.\u201d<\/p>\n

As it looks to grow the adoption of AI, nCino aims to leverage its strengths in providing mission-critical systems, understanding regulatory complexities, appreciating the need to protect customers\u2019 information, and understanding the financial services vertical and the context in which it will use AI, Desmond said.<\/p>\n

\u201cAI is coming up in virtually every customer conversation, and we are already seeing our AI-first approach contributing as a differentiator that helps move deals over the finish line, including being a catalyst for customers to transition to our new pricing framework,\u201d Desmond said.<\/p>\n

Desmond shared these plans during an earnings call<\/a> in which nCino reported that its total revenue increased 12% year over year during the quarter ended July 31, while its subscription revenues increased 15%.<\/p>\n

In a presentation<\/a> released Tuesday, the company said it exceeded its guidance ranges for those metrics as well as non-GAAP operating income and non-GAAP net income attributable to nCino per diluted share.<\/p>\n

During the call, Desmond attributed the gains to the nCino team\u2019s execution and a \u201cmore supportive\u201d macro environment.<\/p>\n

\u201cThe headwinds that we\u2019ve been navigating have generally subsided,\u201d Desmond said. \u201cFrom a deal activity standpoint and from a sales opportunity standpoint, we haven\u2019t seen this level of activity in quite some time.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"Cloud banking solution provider nCino plans to add sophisticated artificial intelligence (AI) capabilities and fully agentic workflows to…\n","protected":false},"author":3,"featured_media":178885,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[691,738,101218,101219,101220,50,751,158,67,132,68,756],"class_list":{"0":"post-178884","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-artificial-intelligence","8":"tag-ai","9":"tag-artificial-intelligence","10":"tag-banking-advisor","11":"tag-cloud-banking","12":"tag-ncino","13":"tag-news","14":"tag-pymnts-news","15":"tag-technology","16":"tag-united-states","17":"tag-unitedstates","18":"tag-us","19":"tag-whats-hot"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/115098994781020716","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/178884","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=178884"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/178884\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/178885"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=178884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=178884"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=178884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}