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Ever since Apple Pay Later was abruptly discontinued<\/a> last year, Apple has been steadily adding third-party \u2018pay later\u2019 services as alternatives. And now thanks to an Apple Wallet update, those options are easier to find and use than ever before.<\/p>\n Before today Apple Pay already included support for using third-party \u2018pay later\u2019 services such as Klarna and Affirm. But the way that\u2019s historically worked has been pretty hidden and inconvenient<\/a>.<\/p>\n Until now, you would choose and set up a pay later option during the Apple Pay checkout process. So at the time of purchase, you\u2019d double click your iPhone\u2019s side button to initiate Apple Pay, then choose Other Cards & Pay Later Options, and walk through the setup process for a pay later option.<\/p>\n Fortunately, things are way easier now.<\/p>\n As highlighted by Aaron Perris on X<\/a>, Apple has just rolled out a new menu inside the Wallet app.<\/p>\n \u2018Pay Later Options\u2019 is available to all Wallet app users, whether you\u2019re running iOS 18 or iOS 26. All you have to do is hit the \u2018+\u2019 button in the top-right corner of the app.<\/p>\n The new menu lists out all available pay later options that are at your disposal. You can then walk through the setup process of your chosen service.<\/p>\n Taking care of all of this pre-authorization before the actual moment of purchase should prove a lot more convenient. Not to mention the boost to discoverability by adding it inside Wallet.<\/p>\n Is it a coincidence that Apple is rolling out this Wallet change right before the iPhone 17 launches<\/a>? Probably not. But it\u2019s a nice update regardless.<\/p>\n What\u2019s your experience been like with pay later options for Apple Pay? Let us know in the comments.<\/p>\n Best iPhone accessories<\/p>\n
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