{"id":220263,"date":"2025-09-12T07:13:16","date_gmt":"2025-09-12T07:13:16","guid":{"rendered":"https:\/\/www.europesays.com\/us\/220263\/"},"modified":"2025-09-12T07:13:16","modified_gmt":"2025-09-12T07:13:16","slug":"expiring-health-care-tax-credit-means-price-hikes-for-americans-with-cancer","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/220263\/","title":{"rendered":"Expiring Health Care Tax Credit Means Price Hikes for Americans with Cancer"},"content":{"rendered":"<p>For <a href=\"https:\/\/www.cancer.org\/content\/dam\/cancer-org\/research\/cancer-facts-and-statistics\/annual-cancer-facts-and-figures\/2025\/2025-cancer-facts-and-figures-acs.pdf\" target=\"_blank\" rel=\"noopener\">more than 18 million<\/a> Americans living with cancer, access to health care and health coverage is more than just financial security. It connects them to life-saving care that maintains and improves their quality of life.<\/p>\n<p>However, federal action\u2014and inaction\u2014may sever that connection for people with cancer.<\/p>\n<p>Without congressional action, current marketplace premium tax credits will plummet on January 1, 2026\u2014by an average of <a href=\"https:\/\/www.kff.org\/affordable-care-act\/congressional-district-interactive-map-how-much-will-aca-premium-payments-rise-if-enhanced-subsidies-expire\/\" target=\"_blank\" rel=\"noopener\">93 percent<\/a> in HealthCare.gov states. Among people with cancer receiving these tax credits, <a href=\"https:\/\/americanscovered.org\/new-survey-cancer-patients-and-survivors-face-increased-risk-if-congress-doesnt-extend-vital-health-coverage-tax-credits\/\" target=\"_blank\" rel=\"noopener\">86 percent<\/a> report they will have difficulty affording and getting necessary health care services.<\/p>\n<p>Additionally, a new rule effective next year\u00a0(pending litigation) will <a href=\"https:\/\/www.cbpp.org\/research\/health\/administrations-aca-marketplace-rule-will-raise-health-care-costs-for-millions-of?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\">raise the out-of-pocket cost-sharing limit for private insurance<\/a>, which will affect many <a href=\"https:\/\/www.fightcancer.org\/sites\/default\/files\/acs_can_comments_on_cms_market_integrity_nprm_final_0.pdf\" target=\"_blank\" rel=\"noopener\">people with cancer<\/a>. And the budget reconciliation law will require all people with marketplace coverage to re-sign up every year, which will inevitably, unintentionally result in people with breast cancer or lymphoma or skin cancer falling through the cracks.<\/p>\n<p>According to this <a href=\"https:\/\/tcf.org\/content\/data\/a-county-level-look-at-how-the-gop-megabill-would-hike-aca-marketplace-premiums\/\" target=\"_blank\" rel=\"noopener\">new analysis<\/a> by The Century Foundation of thirty-two states that used HealthCare.gov in 2024, Americans living in places where rates of cancer are higher than the national average will disproportionately be harmed by imminent changes.<\/p>\n<ul>\n<li>Out-of-pocket <strong>premiums in above-average cancer rate counties will increase by 20 percent more<\/strong> than in counties with below-average rates. This is on top of overall increases in median individual market health insurance premiums of <a href=\"https:\/\/www.kff.org\/topic\/health-costs\/\" target=\"_blank\" rel=\"noopener\">18 percent<\/a> for 2026.<\/li>\n<li>The out-of-pocket premium increase <strong>will be more than $1,000 in above-average cancer-rate counties in twelve states<\/strong>.<\/li>\n<li>Alaska, Wyoming, and West Virginia will have the <strong>highest dollar-amount increase<\/strong> in out-of-pocket premiums in above-average cancer rate counties.<\/li>\n<li>States with the <strong>biggest percent difference<\/strong> in out-of-pocket premium increases between above- and below-average cancer rate counties are Illinois (+42 percent); Utah (+26 percent); and Texas (+20 percent).<\/li>\n<li><strong>All residents live in above-average cancer rate counties in four states<\/strong>\u2014Delaware, Indiana, Kansas, and New Hampshire\u2014and will face extra barriers to affordable coverage.<\/li>\n<li>HealthCare.gov enrollees in high cancer rates counties are <strong>older and rely more on automatic re-enrollment<\/strong>\u2014placing them at greater risk of losing coverage. Premiums for <a href=\"https:\/\/www.rwjf.org\/en\/insights\/our-research\/2024\/09\/enhanced-ptc-help-older-adults-and-those-in-high-premium-states-afford-coverage.html\" target=\"_blank\" rel=\"noopener\">older marketplace enrollees<\/a> will rise faster than for younger people with the end of enhanced premium tax credits. And automatic re-enrollment, which is <a href=\"https:\/\/www.fightcancer.org\/policy-resources\/eliminating-autoenrollment-marketplace-plans-harms-marketplaces-and-consumers\" target=\"_blank\" rel=\"noopener\">valuable<\/a> to people with cancer, was eliminated by the budget reconciliation bill.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/production-tcf.imgix.net\/app\/uploads\/2025\/09\/11103639\/Hitting-Where-It-Hurts-1.pdf\" target=\"_blank\" rel=\"noopener\">Download the fact sheet here.<\/a><\/p>\n<p>Figure 1<\/p>\n<p>Figure 2<\/p>\n<p>Figure 3<\/p>\n<p>Figure 4<\/p>\n<p>\u00a0<\/p>\n<p class=\"post__tags\">Tags: <a href=\"https:\/\/tcf.org\/content\/tag\/health-care\/\" rel=\"tag noopener\" target=\"_blank\">health care<\/a>, <a href=\"https:\/\/tcf.org\/content\/tag\/cancer\/\" rel=\"tag noopener\" target=\"_blank\">cancer<\/a>, <a href=\"https:\/\/tcf.org\/content\/tag\/reconciliation\/\" rel=\"tag noopener\" target=\"_blank\">reconciliation<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"For more than 18 million Americans living with cancer, access to health care and health coverage is more&hellip;\n","protected":false},"author":3,"featured_media":220264,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35],"tags":[235,210,1141,1142,11339,67,132,68],"class_list":{"0":"post-220263","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-health-care","8":"tag-cancer","9":"tag-health","10":"tag-health-care","11":"tag-healthcare","12":"tag-reconciliation","13":"tag-united-states","14":"tag-unitedstates","15":"tag-us"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/115190091248640317","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/220263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=220263"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/220263\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/220264"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=220263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=220263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=220263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}