{"id":22281,"date":"2025-06-28T16:50:12","date_gmt":"2025-06-28T16:50:12","guid":{"rendered":"https:\/\/www.europesays.com\/us\/22281\/"},"modified":"2025-06-28T16:50:12","modified_gmt":"2025-06-28T16:50:12","slug":"6-smart-ways-the-middle-class-can-retire-early","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/22281\/","title":{"rendered":"6 Smart Ways the Middle Class Can Retire Early"},"content":{"rendered":"\n

Many of us want to retire early<\/a> and many of us, regardless of our wants, are forced to due to health-related issues or job loss. It\u2019s best to plan on early retirement, even if you plan to keep working past the full retirement age (66 or 67, depending on when you were born).<\/p>\n

Find Out: I Asked ChatGPT How Much Money I\u2019ll Need To Retire in 5 Years: Here\u2019s What It Said<\/a><\/strong><\/p>\n

Read Next: 6 Big Shakeups Coming to Social Security in 2025<\/a><\/strong><\/p>\n

How can the middle class best plan for an early retirement? Consider these six expert-recommended moves to make ASAP<\/a>.<\/p>\n

Anybody who wants a life that isn\u2019t gripped by ever-worsening financial crises needs to be laser-focused on eliminating high-interest debt (the kind that comes with credit cards). But middle-class folks planning an early retirement<\/a> really can\u2019t afford to delay taking action here. Make eliminating high-interest debt a top priority.<\/p>\n

Invest in Gold <\/p>\n

Powered by Money.com – Yahoo may earn commission from the links above. <\/p>\n

\u201cBefore accelerating your savings, it\u2019s critical to address any high-interest debt, such as credit card balances or personal loans,\u201d said Stoyan Panayotov, CFA, wealth advisor and founder at Babylon Wealth Management<\/a>. \u201cCarrying this kind of debt can significantly hinder your ability to build wealth, as the interest charges often outpace potential investment returns.\u201d<\/p>\n

Be Aware: Avoid This Retirement Savings Mistake That\u2019s Costing Americans Up To $300K<\/a><\/strong><\/p>\n

It\u2019s important to be focused on saving for retirement<\/a> starting the minute you start earning money, but \u201csaving\u201d is a pretty vague term. You need to think about how you save, too.<\/p>\n

\u201cFor the middle class, building wealth across three types of accounts can give you flexibility, control and serious tax advantages,\u201d said Trevor Houston, CEO at ClearPath Wealth Strategies, LLC<\/a>.<\/p>\n

Those three accounts:<\/p>\n