{"id":263377,"date":"2025-09-29T08:46:18","date_gmt":"2025-09-29T08:46:18","guid":{"rendered":"https:\/\/www.europesays.com\/us\/263377\/"},"modified":"2025-09-29T08:46:18","modified_gmt":"2025-09-29T08:46:18","slug":"11-things-retirees-can-do-for-their-finances-before-the-end-of-the-year","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/263377\/","title":{"rendered":"11 Things Retirees Can Do for Their Finances Before the End of the Year"},"content":{"rendered":"<p>Medicare Open Enrollment kicks off Oct. 15 through Dec. 7. This is a great opportunity for retirees to shop for the right Medicare plan for their health and wellness needs as well as their budget.\u00a0<\/p>\n<p>While there are many available plans to choose from, Lisa Cummings, a licensed attorney at <a href=\"https:\/\/www.cummings.law\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cummings &amp; Cummings Law,<\/a> recommends retirees compare Medicare Advantage and Part D plans to better optimize their healthcare spending costs.<\/p>\n<p>\u201cRetirees should model the total cost of premiums, deductibles and drug tiers, and confirm their doctors are in the plan\u2019s network instead of just focusing on the premium,\u201d Cummings said. \u201cThis helps the retiree avoid the common mistake of choosing the lowest premium plan only to learn their doctor isn\u2019t covered in the network or their drug or specialist costs are going to be even greater next year.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"Medicare Open Enrollment kicks off Oct. 15 through Dec. 7. This is a great opportunity for retirees to&hellip;\n","protected":false},"author":3,"featured_media":263378,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[64,8726,255,615,700,67,132,68],"class_list":{"0":"post-263377","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-gobankingrates","10":"tag-personal-finance","11":"tag-planning","12":"tag-retirement","13":"tag-united-states","14":"tag-unitedstates","15":"tag-us"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/115286716211111914","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/263377","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=263377"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/263377\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/263378"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=263377"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=263377"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=263377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}