FOR more than a year, Sufiah Saidi\u2019s payslip showed regular deductions for her Employees Provident Fund (EPF) contributions. But the reality behind the figures was far more troubling: the money never reached her EPF account.<\/p>\n
\u201cI only found out in June last year after a colleague mentioned it,\u201d Harian Metro cited Sufiah, 35, a former administrative staff member at a private company saying.<\/p>\n
\u201cWhen I checked the EPF app, I saw my last recorded contribution was on 16 March 2024, amounting to RM504. But every month, my salary was being deducted.\u201d<\/p>\n
She later discovered that since April 2024, there had been no deposits at all. The arrears now total RM8,064.<\/p>\n
When she raised the issue with the company\u2019s human resources department, she was told to \u201cgive it some time\u201d due to alleged payment delays from clients.<\/p>\n
\u201cThat was the excuse\u2014they said they hadn\u2019t received payment from their clients. Until now, nothing has been done,\u201d she said, adding that she has since resigned.<\/p>\n
Sufiah described the situation as more than just a financial loss, saying it has shattered her long-term plans.<\/p>\n
\u201cWe put in the hours, the energy, and the sweat\u2014but our rights as workers are ignored.<\/p>\n
\u201cThat money was meant for our retirement. Now, we can\u2019t even apply for a home loan or personal financing because our EPF accounts show no activity,\u201d she said.<\/p>\n
The uncertainty has taken an emotional toll.<\/p>\n
\u201cI lodged a report at EPF headquarters in May and am still waiting for updates,\u201d she added.<\/p>\n
A similar story emerged from Mohd Zaidi Ahmad, 37, who said his employer has not made any EPF contributions since January 2024, despite monthly salary deductions continuing.<\/p>\n
\u201cI only found out when I checked my i-Akaun. The last deposit was in January. After that, the deductions are just numbers on a payslip\u2014none of it reached my account,\u201d said Zaidi, who works in customer service.<\/p>\n
He said the unpaid contributions now amount to a substantial sum, but all he\u2019s been given is vague promises.<\/p>\n
\u201cThey kept saying the money will be credited soon but never told us when. It\u2019s just empty words,\u201d he said.<\/p>\n
Zaidi expressed frustration that his financial future is now uncertain due to what should have been a basic employer responsibility.<\/p>\n
\u201cHow can we plan for the future when even something as fundamental as EPF isn\u2019t being managed properly? This is our right\u2014it\u2019s our hard-earned money,\u201d he said. – October10, 2025<\/p>\n","protected":false},"excerpt":{"rendered":"FOR more than a year, Sufiah Saidi\u2019s payslip showed regular deductions for her Employees Provident Fund (EPF) contributions.…\n","protected":false},"author":3,"featured_media":291676,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[15],"tags":[64,149515,77352,73454,149516,2724,255,67,132,149517,68,28558],"class_list":["post-291675","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-employee-deductions","tag-epf","tag-financial-abuse","tag-kwsp","tag-labour","tag-personal-finance","tag-united-states","tag-unitedstates","tag-unpaid-contributions","tag-us","tag-workers-rights"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/115349335903463597","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/291675","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=291675"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/291675\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/291676"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=291675"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=291675"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=291675"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}