{"id":30563,"date":"2025-07-01T18:46:09","date_gmt":"2025-07-01T18:46:09","guid":{"rendered":"https:\/\/www.europesays.com\/us\/30563\/"},"modified":"2025-07-01T18:46:09","modified_gmt":"2025-07-01T18:46:09","slug":"family-to-family-home-transfers-surge-in-florida","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/30563\/","title":{"rendered":"Family-to-family home transfers surge in Florida"},"content":{"rendered":"

JACKSONVILLE, Fla.<\/strong> \u2013 A growing number of Baby Boomers are transferring property directly to family members, bypassing the traditional real estate market, and it\u2019s reshaping housing trends across the country.<\/p>\n

New data<\/a> shows Florida ranks second in the nation for this kind of intergenerational transfer, a shift experts say is both a sign of the times and a contributor to today\u2019s housing affordability challenges.<\/p>\n

According to newly released data from Deeds.com<\/a> , nearly 1 in 4 property transitions in Florida this year are happening between family members \u2014 a 68% increase compared to pre-2020 levels. <\/p>\n

(Do you have experience with a home transfer? Fill out this form and tell us about it.)<\/b><\/p>\n

The state is part of a top-five list leading the \u201cquiet handoff\u201d trend, trailing only behind Arizona.<\/p>\n

\u201cWhat we\u2019re seeing is the \u2018Great Transfer\u2019 of wealth in real time, but through real estate, not just inheritance accounts,\u201d said property expert Shawn Shepherd with Deeds.com<\/a> . \u201cBaby boomers own a huge share of the housing market, and they\u2019re now choosing to transfer that wealth directly to family while they\u2019re alive.\u201d<\/p>\n

The trend is being driven by three main factors: aging homeowners who want to \u201cgive while living,\u201d surging home prices that make buying difficult for younger generations, and affordability gridlock that discourages traditional sales.<\/p>\n

Instead of selling to outside buyers, many boomers are choosing to pass down homes to their children or grandchildren, sometimes through early inheritance, living trusts, or rent-free arrangements.<\/p>\n

Top 5 States for Family-to-Family Property Transfers in 2025:<\/b><\/p>\n

    \n
  1. \n

    Arizona \u2013 26.7%<\/p>\n<\/li>\n

  2. \n

    Florida \u2013 24.8%<\/p>\n<\/li>\n

  3. \n

    Texas \u2013 24.2%<\/p>\n<\/li>\n

  4. \n

    Missouri \u2013 21.6%<\/p>\n<\/li>\n

  5. \n

    California \u2013 20.8%<\/p>\n<\/li>\n<\/ol>\n

    While these off-market transfers offer relief to young adults locked out of homeownership, they\u2019re also shrinking visible inventory, making it harder for traditional buyers and investors to compete in a tightening housing market.<\/p>\n

    \u201cThese family-to-family deals don\u2019t go on Zillow or Redfin. They disappear from the market, which distorts supply and prices,\u201d Shepherd said.<\/p>\n

    Experts suggest families begin early conversations with legal and financial guidance. Living transfers, co-ownership setups, and trusts are all tools that can support intergenerational stability, but they come with complex implications.<\/p>\n

    For buyers without access to family property, Shepherd recommends considering second-tier cities, exploring co-buying strategies, or seeking creative financial solutions.<\/p>\n

    \u201cAs the Great Wealth Transfer accelerates, homes, not just money, are becoming the new currency of family support,\u201d he said. \u201cThe future of real estate is becoming more private, more personal, and more reliant on family ties than ever before.\u201d<\/p>\n

    Copyright 2025 by WJXT News4JAX – All rights reserved.<\/p>\n","protected":false},"excerpt":{"rendered":"JACKSONVILLE, Fla. \u2013 A growing number of Baby Boomers are transferring property directly to family members, bypassing the…\n","protected":false},"author":3,"featured_media":30564,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5136],"tags":[852,5229,3188,723,7310,67,586,132,5230,68,2969],"class_list":{"0":"post-30563","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-jacksonville","8":"tag-affordable-housing","9":"tag-america","10":"tag-fl","11":"tag-florida","12":"tag-jacksonville","13":"tag-united-states","14":"tag-united-states-of-america","15":"tag-unitedstates","16":"tag-unitedstatesofamerica","17":"tag-us","18":"tag-usa"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/114779467591084731","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/30563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=30563"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/30563\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/30564"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=30563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=30563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=30563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}