{"id":308599,"date":"2025-10-16T17:32:25","date_gmt":"2025-10-16T17:32:25","guid":{"rendered":"https:\/\/www.europesays.com\/us\/308599\/"},"modified":"2025-10-16T17:32:25","modified_gmt":"2025-10-16T17:32:25","slug":"nc-stay-at-home-mom-can-only-spend-on-luxuries-like-power-and-water-what-dave-ramsey-says-her-husband-owes-her","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/308599\/","title":{"rendered":"NC stay-at-home mom can only spend on \u2018luxuries\u2019 like power and water \u2014 what Dave Ramsey says her husband owes her"},"content":{"rendered":"\n

Dave Ramsey was not very happy about a call that recently came into The Ramsey Show. It came from Christina, in South Carolina, who explained that a money and a marriage issue was going on in her life. (1)<\/p>\n

“So my husband and I have been having this real issue lately. He believes he can spend the money any way he wants, because he earns it and because he works for it, and because I stay at home. I can’t spend it because the luxuries of being at home with my son, like the power and the water, are my little luxuries that I get,\u201d Christina told Ramsey.<\/p>\n

\u201cSo he can go spend it on snacks, he can go spend it on drinks. He can do whatever he wants with it, but I’m not allowed to do the same.”<\/p>\n

Ramsey, visibly displeased, asked Christina, “How old is this little boy?” and even called him a “little twerp.”<\/p>\n

Ramsey and cohost and daughter Rachel Cruze believe that Christina’s marriage is dysfunctional \u2014 and maybe beyond anything they can fix on the call.<\/p>\n

Here’s why.<\/p>\n

Ramsey and Cruze were both very clear that Christina’s husband was taking the wrong approach by trying to convince her that he should fully manage the finances, while she should not have a say as she’s staying at home.<\/p>\n

Ramsey also pointed to his own life and experiences, saying that while his wife hasn’t worked outside the home in 40 years, “she has an incredible income, because we have an incredible income.\u201d<\/p>\n

\u201cShe gets to decide with me what we will do with our income,\u201d Ramsey said. \u201cAre you hearing those words clearly? None of that is happening here.”<\/p>\n

Ramsey explained that both morally and legally, Christina’s husband had an obligation to treat her as an equal, pointing out that a divorce lawyer would give her a \u201cbig old chunk\u201d of his income to take care of herself and their child.<\/p>\n

He also predicted that Christina would eventually get sick of her husband’s mistreatment and leave, and told her that she should not continue modeling this type of relationship for her child.<\/p>\n

While Ramsey said he couldn’t fix Christina’s husband on the call, he urged her to get marriage counseling ASAP, and also to find a good church that could teach her husband that healthy masculinity means serving his wife and child \u2014 because right now he is doing the opposite of that.<\/p>\n

Story Continues <\/p>\n

\u201cBut what I do want to do for you is confirm that you\u2019re not the crazy one,” Ramsey said.<\/p>\n

\u201cThe feelings that you\u2019re having \u2014 that this is improper \u2014 are accurate feelings. They are accurate observations.\u201d<\/p>\n

Read more: Robert Kiyosaki warns of a ‘Greater Depression’ coming to the US \u2014 with millions of Americans going poor. But he says these 2 ‘easy-money’ assets will bring in \u2018great wealth\u2019<\/a>. How to get in now<\/strong><\/p>\n

Christina is in a tough spot because her husband is trying to take financial control due to the fact that she is a stay-at-home mom. Stay-at-home parents are very common, and many of them are professionals who have left the workforce. However, regardless of work history, they more than deserve to be equals in household financial management.<\/p>\n

According to one 2024 report, among families with a child under 12, around 1 in 3 has a stay-at-home parent. (2) That adds up to almost 7.5 million families. Many of these stay-at-home parents are millennials who had kids later in life, and who have a solid work history outside the home.<\/p>\n

Many of the women who choose to stay home do so either because the cost of child care is so high that it makes sense financially to do so, or because they simply want to be home with their kids.<\/p>\n

However, a desire to be home with kids doesn’t mean a desire to give up all financial control \u2014 especially among older parents who may have already been managing their own money independently for a while, and who are used to making financial decisions in the workplace.<\/p>\n

Cruze made clear that she agreed Christina’s husband was acting improperly and that the couple’s marriage was dysfunctional.<\/p>\n

However, Cruze also made another observation \u2014 the work that Christina is doing may be harder and more valuable than the work her husband is doing.<\/p>\n

\u201cLet me tell you, Christina, it\u2019s much easier being in a workplace with a bunch of adults than being home all day. It\u2019s exhausting!\u201d Cruze said.<\/p>\n

\u201cThe value you bring to the household is as important \u2014 if not, arguably, maybe more important,\u201d she added. \u201cYou\u2019re raising human beings.\u201d<\/p>\n

In addition to being invaluable, that work does have very real monetary value.<\/p>\n

In fact, Forbes reported on a study (3) that revealed stay-at-home parents do between $4,000 and $5,200 worth of work per month (based on what it would cost to outsource all that they do). While a Salary.com study (4) found the median annual salary for an at-home parent should be around $184,820. That’s a lot of money for services rendered.<\/p>\n

While stay-at-home parents don’t earn a paycheck, they do get to play a valuable role in their child’s upbringing.<\/p>\n

However, before either parent decides to stay home, there are a few key things to discuss, including:<\/p>\n