{"id":352367,"date":"2025-11-03T10:18:18","date_gmt":"2025-11-03T10:18:18","guid":{"rendered":"https:\/\/www.europesays.com\/us\/352367\/"},"modified":"2025-11-03T10:18:18","modified_gmt":"2025-11-03T10:18:18","slug":"man-billed-1500-for-vehicle-he-didnt-own-insurer-says-he-still-has-to-pay","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/352367\/","title":{"rendered":"Man billed $1,500 for vehicle he didn&#8217;t own, insurer says he still has to pay"},"content":{"rendered":"<p>When Darrell Nash sold his used SUV last spring, he thought the deal was done. <\/p>\n<p>After all, the 66-year-old retired truck driver who lives near Langley, B.C., is a self-described &#8220;car guy&#8221; who says he has plenty of experience buying and selling vehicles.<\/p>\n<p>A couple of months later, Nash says he was blindsided by a $1,500 towing and storage bill for a vehicle he no longer owned, thanks to what he calls a &#8220;terrifying loophole in how vehicle transfers are handled.&#8221;<\/p>\n<p>&#8220;It&#8217;s a problem,&#8221; Nash told Go Public. &#8220;A very strange situation \u2026 I didn&#8217;t know what to do.&#8221;<\/p>\n<p>While Nash was in hospital recovering from open heart surgery in March, his grandson, with permission, sold the family&#8217;s 2004 Acura MDX to a stranger.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" alt=\"An older Acura is parked on a street in front of a house \"   src=\"https:\/\/www.europesays.com\/us\/wp-content\/uploads\/2025\/11\/1762165094_129_default.jpg\" style=\"aspect-ratio:1.1971207087486158\" data-cy=\"image-img\"\/>Nash says he sold a 2004 Acura MDX for $500 cash because it had a lot of kilometres on it and needed mechanical work. (Darrell Nash)<\/p>\n<p>It wasn&#8217;t worth much. The aging vehicle had more than 300,000 kilometres on it and mechanical issues, so they sold it for $500 cash. The buyer filled out the proper transfer forms, brought his own plates and drove away. <\/p>\n<p>&#8220;Two adult people made a deal, shook, signed papers and transferred money \u2026 that should be the end of it \u2026 but it doesn&#8217;t seem to be that way,&#8221; Nash said.<\/p>\n<p>About three months after the sale, the RCMP called. The vehicle had been found abandoned about 35 kilometres away, uninsured and still registered in Nash&#8217;s name.<\/p>\n<p>&#8220;I got a call saying that this vehicle was in Surrey on the side of a road with no plates on it,&#8221; Nash told Go Public. <\/p>\n<p>&#8220;And I said: &#8216;Oh, I sold that car a couple of months ago and I have the paperwork for it.&#8217; And he goes: &#8216;Oh then you&#8217;re fine.'&#8221;<\/p>\n<p>But he wasn&#8217;t.<\/p>\n<p><strong>WATCH |  B.C. man billed $1,500 for vehicle he didn&#8217;t own :<\/strong><img decoding=\"async\" src=\"https:\/\/www.europesays.com\/us\/wp-content\/uploads\/2025\/11\/1762165095_532_default.jpg\"  alt=\"\" class=\"thumbnail\" loading=\"lazy\"\/><\/p>\n<p class=\"video-item-title\">B.C. man gets a tow truck bill for SUV he sold because of registration loophole | Go Public <\/p>\n<p>A retired truck driver in B.C. was left with a $1,500 tow truck bill for a vehicle he had sold months earlier because of what a legal expert says is a gap in vehicle transfer laws that could leave almost anyone selling a vehicle at risk.<\/p>\n<p>A couple of weeks after that call from police, Nash opened a letter from a towing company demanding payment. Because the buyer never registered the vehicle, legally it still belonged to Nash.<\/p>\n<p>\u201cThe tow truck company just pretty much said that \u2018Well, we\u2019ll just send it to collections,\u2019\u201d Nash said, adding, \u201c&#8217;and you\u2019ll end up paying it because it\u2019ll ruin your credit.&#8217;\u201d <\/p>\n<p><strong>Loophole leaves sellers exposed<\/strong><\/p>\n<p>Experts say Nash\u2019s situation could happen to almost anyone who sells a vehicle in most of Canada. <\/p>\n<p>Scott Stanley, an automotive insurance lawyer and partner at Murphy Battista LLP in Vancouver, said Nash&#8217;s case exposes a serious gap in most provincial vehicle laws \u2014 one that leaves honest sellers on the hook for someone else&#8217;s mess. <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" alt=\"A lawyer stands looking at the camera in a black and white suit.\"   src=\"https:\/\/www.europesays.com\/us\/wp-content\/uploads\/2025\/11\/1762165096_790_default.jpg\" style=\"aspect-ratio:1.3333333333333333\" data-cy=\"image-img\"\/>Scott Stanley is a lawyer in Vancouver who represents victims and their families in insurance claims. (Glen Kugelstadt\/CBC)<\/p>\n<p>He said the issue is simple: only buyers are required to transfer the registration at the vehicle registry office. The seller doesn\u2019t have to be there.<\/p>\n<p>So if a buyer never completes the paperwork, the seller&#8217;s name stays on the registration \u2014 and with it, the responsibility for tickets, towing, insurance or possibly criminal liability, said Stanley.<\/p>\n<p>Nash is not alone. Rob Fournier, an independent vehicle examiner in Langley, B.C., says he believes a lot of people skip confirming their buyer completes the registration.<\/p>\n<p>\u201cMost people just kind of step over that step, not realizing how crucial it can be.\u201d <\/p>\n<p>Stanley said the gap puts honest people at risk as they rely on buyers to do the right thing, with no system to make sure they do.<\/p>\n<p>He said the seller can be left responsible if the vehicle is involved in a crime, accident or \u201cany sort of mischief or harm that can happen when someone has a vehicle.\u201d<\/p>\n<p><strong>WATCH | How to protect yourself if you&#8217;re selling a used vehicle:<\/strong><img decoding=\"async\" src=\"https:\/\/www.europesays.com\/us\/wp-content\/uploads\/2025\/11\/1762165097_616_default.jpg\"  alt=\"\" class=\"thumbnail\" loading=\"lazy\"\/><\/p>\n<p class=\"video-item-title\">Selling an old car? Here are some steps to protect yourself<\/p>\n<p>Independent vehicle inspector Rob Fournier talks about how owners can ensure they don&#8217;t get dinged selling an old car.<\/p>\n<p>It&#8217;s different if you buy a car from a dealership. In British Columbia, for example, used car dealers often have someone on site who completes the transfer of the registration before the buyer drives away.<\/p>\n<p>Nash learned that the hard way.<\/p>\n<p>Even with proof of the sale, B.C.&#8217;s provincial insurer \u2014 the Insurance Corporation of British Columbia (ICBC) \u2014 told him he was responsible for the towing and storage charges.<\/p>\n<p>He said he hasn&#8217;t been able to track down the buyer and doesn&#8217;t blame the tow company or police. He blames the system.<\/p>\n<ul>\n<li><strong>Got a story you want investigated? Contact Rosa and the Go Public team at <\/strong><a href=\"https:\/\/www.cbc.ca\/news\/mailto:gopublic@cbc.ca\" target=\"_blank\" rel=\"nofollow noopener\">gopublic@cbc.ca<\/a><\/li>\n<\/ul>\n<p>&#8220;They said until it has a stamp it&#8217;s not a binding contract,&#8221; Nash said.<\/p>\n<p>He said even his local insurance agent was shocked.<\/p>\n<p>&#8220;My Autoplan dealer was horrified,&#8221; Nash said. &#8220;She told me she&#8217;s been saying for years that once you have your seller&#8217;s copy, you&#8217;re good. But it&#8217;s not true.\u201d<\/p>\n<p><strong>The fix<\/strong><\/p>\n<p>Nova Scotia and Newfoundland and Labrador are among the few provinces that have closed the loophole. Those jurisdictions have a built-in safeguard that protects vehicle sellers \u2014 a system experts say other provinces and territories could easily copy.  <\/p>\n<p>In most provinces, the seller fills in a paper or online form to transfer the title and then leaves the rest to the buyer \u2014 trusting the new owner will register the vehicle in their name.<\/p>\n<p>Many provinces recommend the buyer and seller go together to get the transfer forms officially stamped but do not require it.<\/p>\n<p>But in those places that have fixed the legal loophole, the law adds one crucial step: sellers must file the notice of sale portion of the certificate of registration and submit it to the registry of motor vehicles, listing the buyer&#8217;s name.<\/p>\n<p>That simple step instantly removes the vehicle from the seller&#8217;s record, shifting the responsibility to the new owner.\u00a0There&#8217;s no confusion.<\/p>\n<p>&#8220;How simple is that?&#8221; Nash said. &#8220;I could totally get behind that. I&#8217;d be protected, the buyer&#8217;s protected \u2014 everyone&#8217;s covered.&#8221;<\/p>\n<p><strong>Change isn&#8217;t on the radar<\/strong><\/p>\n<p>Fournier says the fix could easily be implemented in other provinces, but there\u2019s a lack of motivation to change things.<\/p>\n<p>\u201cIt makes perfect sense. I think it\u2019s a great idea,\u201d said Fournier, who acts as a consumer advocate for people buying and selling used cars or dealing with insurance claims.<\/p>\n<p>Stanley agrees, saying that small change that could prevent big headaches across the country.<\/p>\n<p>&#8220;It seems to me it would be a fairly simple legislative fix. A lot of provinces have the same gap\u2026. It would be a simple fix just to make it a mandatory transfer at the time of sale.&#8221; <\/p>\n<p>In jurisdictions that have fixed the loophole, the buyer and seller are required to sign a bill of sale or a special transfer agreement and submit it to the vehicle registration \u2014 in person or online.<\/p>\n<p>There is a deadline to complete this transfer \u2014 ranging from 10 to 30 days \u2014 depending on where you live.<\/p>\n<blockquote class=\"pullquote\"><p> The stress was pretty intense for a while.- Darrell Nash<\/p><\/blockquote>\n<p>Legal experts say it\u2019s an easy fix, but the province&#8217;s CBC looked at \u2014 including B.C., Alberta, Ontario, Saskatchewan and more \u2014 are making no move to adopt it.<\/p>\n<p>In a statement to CBC News, the B.C. Ministry of Transportation said it&#8217;s not considering any changes.<\/p>\n<p>Stanley said that leaves too much responsibility on individual sellers.<\/p>\n<p>&#8220;It doesn&#8217;t happen very often, but when it does, it is a big deal for the seller because they have remedies to fix these problems, but that involves hiring lawyers, paying lots of legal fees and often it&#8217;s easier just to sort of deal with the cost of the mischief rather than pay for [it].&#8221;<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" alt=\"A 66 year old Surrey man looks over his vehicle registration papers in a dark kitchen.\"   src=\"https:\/\/www.europesays.com\/us\/wp-content\/uploads\/2025\/11\/1762165098_986_default.jpg\" style=\"aspect-ratio:1.5001500150015001\" data-cy=\"image-img\"\/>Nash looks over the bill of sale and the towing and storage bill, months after selling the used Acura SUV.  (Ben Nelms\/CBC)<\/p>\n<p>For Nash, the experience has been stressful and potentially pricey. He&#8217;s now hoping his member of the provincial legislature can help.<\/p>\n<p>&#8220;The stress was pretty intense for a while,\u201d Nash said. &#8220;It&#8217;s a nightmare because of my age, I don&#8217;t need my credit rating messed up and lawyer fees and it just doesn&#8217;t become worth it.&#8221;<\/p>\n<p>While Nash may in the end get a break on his towing bills \u2014 it\u2019s still undetermined \u2014 he\u2019s not off the hook yet.<\/p>\n<p>Until the law changes, he has a warning for Canadians selling used vehicles privately.<\/p>\n<p>&#8220;The car does not leave my yard until it&#8217;s out of my name. That&#8217;s the rule now.&#8221; <\/p>\n<p>Submit your story ideas<\/p>\n<p>Go Public is an investigative news segment on CBC-TV, radio and the web.<\/p>\n<p>We tell your stories, shed light on wrongdoing and hold the powers that be accountable.<\/p>\n<p>If you have a story in the public interest, or if you&#8217;re an insider with information, contact\u00a0<a href=\"https:\/\/www.cbc.ca\/news\/mailto:gopublic@cbc.ca\" target=\"_blank\" rel=\"nofollow noopener\">gopublic@cbc.ca<\/a>\u00a0with your name, contact information and a brief summary. All emails are confidential until you decide to Go Public.<\/p>\n<p><a href=\"https:\/\/www.cbc.ca\/news\/gopublic\" target=\"_blank\" rel=\"nofollow noopener\">Read more stories\u00a0by Go Public.<\/a><\/p>\n<p><a href=\"https:\/\/www.cbc.ca\/news\/gopublic\/about-go-public-1.2857722\" target=\"_blank\" rel=\"nofollow noopener\">Read about our hosts.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"When Darrell Nash sold his used SUV last spring, he thought the deal was done. After all, the&hellip;\n","protected":false},"author":3,"featured_media":352368,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[2147,50],"class_list":{"0":"post-352367","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news","8":"tag-canada","9":"tag-news"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/115485259337766738","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/352367","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=352367"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/352367\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/352368"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=352367"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=352367"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=352367"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}