{"id":490126,"date":"2026-01-03T19:49:14","date_gmt":"2026-01-03T19:49:14","guid":{"rendered":"https:\/\/www.europesays.com\/us\/490126\/"},"modified":"2026-01-03T19:49:14","modified_gmt":"2026-01-03T19:49:14","slug":"frugal-influencers-share-top-money-saving-tips-for-2026-but-critics-clap-back-you-cant-budget-yourself-out-of-poverty","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/490126\/","title":{"rendered":"Frugal influencers share top money-saving tips for 2026 \u2014 but critics clap back: ‘You can’t budget yourself out of poverty’"},"content":{"rendered":"

They\u2019re not buying this \u201cno buy\u201d advice.<\/p>\n

A slew of TikTok influencers are sharing their best money-saving methods for the New Year \u2014 but critics say cutting back on indulgences won\u2019t make you a millionaire. <\/p>\n

Rach, a content creator who shares videos about her \u201cfrugal\u201d lifestyle, went viral this week with her advice on \u201chow to cut back realistically in 2026.\u201d<\/a><\/p>\n

\"ARach, a content creator who shares videos about her \u201cfrugal\u201d lifestyle, went viral this week with her advice on \u201chow to cut back realistically in 2026.\u201d Tiktok\/itsrachey<\/p>\n

\u201cThis year, if you want to save money, you need to live incredibly below your means,\u201d she asserted. \u201cI\u2019m talking survival mode.\u201d<\/p>\n

Rach told her followers to stop ordering DoorDash meals, getting pricey press-on nails, and spending on expensive NFL tickets. <\/p>\n

For those who weren\u2019t willing to completely stop spending, the money-minded TikTokker said modifications also make a difference to the bottom line. <\/p>\n

For instance, if you still want to go out for dinner, Rach advised, skip dessert and opt for water as the drink to lower overall spend. <\/p>\n

However, her advice was questioned by some viewers, including one who wrote: \u201cYou can\u2019t budget your way out of poverty. The solution, sadly, is to increase your income. That\u2019s it.\u201d<\/p>\n

\u201cI agree,\u201d another viewer responded. \u201cBudgeting is important. But we can\u2019t budget ourselves to death.\u201d<\/p>\n

\"AGen Z content creator Zofi, 26, also went viral on the platform by sharing the \u201cs\u2013t she\u2019s not spending money on\u201d in the New Year, including takeaway coffee that costs almost $8 a pop. Tiktok\/thezcattledogs<\/p>\n

Conversely, many of Rach\u2019s TikTok followers said they\u2019d had success by cutting out indulgences. <\/p>\n

\u201cI thought I was broke till I stopped buying so much stuff I didn\u2019t need!\u201d one cheered. \u201cTrust me, it adds up and it makes you realize you can save. I\u2019m very cheap right now and I dont care! Having money is so important right now, especially in this economy.\u201d<\/p>\n

Another claimed they spent a staggering $30,000 less in 2025 than they did in 2024 simply by cutting out all unnecessary expenses. <\/p>\n

Other TikTok users have also attracted attention with their budgeting advice, with several sharing their \u201cno spend\u201d lists for 2026. <\/p>\n

Gen Z content creator Zofi, 26, also went viral on the platform by sharing the \u201cs\u2013t she\u2019s not spending money on\u201d in the New Year,<\/a> including takeaway coffee that costs almost $8 a pop. <\/p>\n

She also vowed only to go grocery shopping once per week and drop the tier of her gym membership. <\/p>\n

Some followers claimed they weren\u2019t willing to eliminate indulgences, but said Zofi\u2019s video had made them more mindful about cutting back. <\/p>\n

\u201cI make coffee every day but Friday,\u201d one wrote. \u201cI get to buy it as my treat for making it through the week.\u201d<\/p>\n

Another agreed, saying: \u201cTried to do the no coffee thing and found myself getting so frustrated and irritated. Now I have a rule that on Friday mornings, on my way to work, I can stop for a coffee if I\u2019ve brought my own all week. Gives me a goal to stick to,\u201d but also lets me have a treat every once in a while and still save money.\u201d<\/p>\n

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