{"id":501341,"date":"2026-01-08T12:48:11","date_gmt":"2026-01-08T12:48:11","guid":{"rendered":"https:\/\/www.europesays.com\/us\/501341\/"},"modified":"2026-01-08T12:48:11","modified_gmt":"2026-01-08T12:48:11","slug":"clover-adds-face-and-palm-payments-with-wink-partnership","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/501341\/","title":{"rendered":"Clover Adds Face and Palm Payments With Wink Partnership"},"content":{"rendered":"

Fiserv<\/a>-owned commerce solution Clover<\/a> has launched a partnership with biometric identity\/payments platform Wink<\/a>.<\/p>\n

The collaboration integrates Wink\u2019s face and palm payments technology into Clover\u2019s platform, the companies announced in a Wednesday (Jan. 7) news release<\/a>.<\/p>\n

\u201cThe new solution will enable Clover merchants to offer the fastest, most personalized checkout experience while helping to secure every transaction with AI-powered biometrics<\/a>,\u201d the release said. \u201cUnifying identity, payment and loyalty allows merchants to offer brand new checkout experiences that shorten checkout times, reduce fraud exposure and increase repeat visits without adding operational complexity.\u201d<\/p>\n

According to the release, Clover leverages a secure token vault to manage biometric profiles, thus bolstering transaction security and making sure sensitive data is not stored alongside payment credentials. The new integration will initially be available to sports venues, retailers and quick service restaurants, with an ongoing rollout planned throughout the year.<\/p>\n

\u201cThe future of commerce is the unification of payment and identity,\u201d said Sanjay Saraf<\/a>, global chief product officer for merchant solutions at Fiserv.\u00a0\u201cBy embedding Wink\u2019s leading biometric security and intelligence directly into the Clover platform, we\u2019re making cutting-edge technology simple, secure and accessible for Main Street SMB businesses, helping them to deliver exceptional experiences and unlock new opportunities for growth.\u201d<\/p>\n

Research by PYMNTS Intelligence has examined the importance both consumers and businesses place on biometrics. For example, 64% of credit unions (CUs) said in 2025 that they plan to offer biometric authentication or digital identity in the next three years.<\/p>\n

Advertisement: Scroll to Continue<\/p>\n

This \u201cstill leaves some room for improvement, as roughly a third of CUs are yet to join that biometric authentication pantheon,\u201d PYMNTS wrote last year.<\/p>\n

Meanwhile, PYMNTS spoke in 2024 with Wink founder and CEO Deepak Jain<\/a>, part of a group of experts who say that CAPTCHA\u2019s effectiveness as a security measure has been fading.<\/p>\n

\u201cCAPTCHAs are cheap, and that\u2019s part of the problem,\u201d Jain told PYMNTS. \u201cWhen users encounter a CAPTCHA, it can give the impression of a low-cost product or a brand that doesn\u2019t prioritize security \u2014 more of a \u2018Protected by\u2019 security sign<\/a> on your lawn without an actual security system in place.\u201d<\/p>\n

The apparent cost-effectiveness of CAPTCHAs may be misleading, as Jain argued they can harm businesses by reducing the perceived quality of a brand\u2019s security. Industry leaders have already shifted away from this technology.<\/p>\n

\u201cSophisticated companies like Apple<\/a> and Amazon<\/a> don\u2019t use CAPTCHAs because they\u2019re outdated and ineffective against modern AI bots<\/a>,\u201d he said.<\/p>\n","protected":false},"excerpt":{"rendered":"Fiserv-owned commerce solution Clover has launched a partnership with biometric identity\/payments platform Wink. The collaboration integrates Wink\u2019s face…\n","protected":false},"author":3,"featured_media":501342,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[224915,224916,611,50,750,66090,751,158,67,132,68,756,224917],"class_list":{"0":"post-501341","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mobile","8":"tag-clover","9":"tag-fiserv","10":"tag-mobile","11":"tag-news","12":"tag-partnerships","13":"tag-payment-methods","14":"tag-pymnts-news","15":"tag-technology","16":"tag-united-states","17":"tag-unitedstates","18":"tag-us","19":"tag-whats-hot","20":"tag-wink"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/115859561013190367","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/501341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=501341"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/501341\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/501342"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=501341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=501341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=501341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}