{"id":522864,"date":"2026-01-17T13:36:26","date_gmt":"2026-01-17T13:36:26","guid":{"rendered":"https:\/\/www.europesays.com\/us\/522864\/"},"modified":"2026-01-17T13:36:26","modified_gmt":"2026-01-17T13:36:26","slug":"consumer-reports-reveals-the-secrets-to-avoiding-overpaying-maximizing-savings-news","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/522864\/","title":{"rendered":"Consumer Reports reveals the secrets to avoiding overpaying, maximizing savings | News"},"content":{"rendered":"<p class=\"Paragraph SCXW255334367 BCX8\">With after-Christmas sales underway and President\u2019s Day deals just around the corner,\u00a0it\u2019s\u00a0easy to buy something only to see it advertised for\u00a0less\u00a0a day or two later. It can feel frustrating, but Consumer Reports says you may not be stuck paying the higher price. Knowing how price matching and price adjustments work can help you get money back\u2014and avoid overpaying in the future.\u00a0<\/p>\n<p class=\"Paragraph SCXW255334367 BCX8\">Overpaying happens more often than shoppers realize, but a little knowledge can keep more cash in your pocket. Before you buy, Consumer Reports recommends taking a few minutes to review a retailer\u2019s price-match and price-adjustment policies. These rules can allow you to claim a lower price either before or after\u00a0you\u2019ve\u00a0made a purchase.\u00a0<\/p>\n<p class=\"Paragraph SCXW255334367 BCX8\">Consumer Reports shopping expert Samantha Gordon says understanding a retailer\u2019s policies makes it much easier to navigate sales and get the best possible deals. The key difference comes down to timing. Price matching happens before you\u00a0buy, when\u00a0a store agrees to match a lower advertised price. Price adjustments apply after a purchase, when an item you already bought drops in\u00a0price\u00a0and the retailer offers a partial refund.\u00a0<\/p>\n<p class=\"Paragraph SCXW255334367 BCX8\">Policies vary widely by retailer, so it pays to read the fine print.\u00a0<a class=\"Hyperlink SCXW255334367 BCX8\" href=\"https:\/\/help.target.com\/help\/subcategoryarticle?childcat=Price+Match+Guarantee&amp;parentcat=Policies+%26+Guidelines&amp;searchQuery=\" rel=\"noreferrer noopener\" target=\"_blank\">Target<\/a>, for example, will only match its own in-store and online prices within\u00a014 days, and in-store matches must come from the same Target location.\u00a0<a class=\"Hyperlink SCXW255334367 BCX8\" href=\"https:\/\/corporate.walmart.com\/policies#price-match-policy\" rel=\"noreferrer noopener\" target=\"_blank\">Walmart<\/a>\u2019s policy applies only in-store: shoppers can request a match if they see a lower price on <a href=\"http:\/\/Walmart.com\" target=\"_blank\" rel=\"noopener\">Walmart.com<\/a> while shopping in person, but the company does not match competitors\u2019 prices and has several exclusions.\u00a0<a class=\"Hyperlink SCXW255334367 BCX8\" href=\"https:\/\/customerservice.costco.com\/app\/answers\/answer_view\/a_id\/628\/~\/price-adjustment---costco.com-orders\" rel=\"noreferrer noopener\" target=\"_blank\">Costco<\/a>\u00a0allows price adjustments if an item drops in price within\u00a030 days\u00a0of purchase, though online purchases must be adjusted\u00a0online\u00a0and in-store purchases must be handled in person.\u00a0<\/p>\n<p class=\"Paragraph SCXW255334367 BCX8\">No matter where you shop, Consumer Reports stresses the importance of comparing identical items\u2014right down to the model number and color. Having proof also helps. Receipts, ads, screenshots, or printed listings of lower prices can strengthen your case.\u00a0<\/p>\n<p class=\"Paragraph SCXW255334367 BCX8\">While it may feel like extra work, Gordon says those few minutes spent checking policies are usually worth it. And even if a retailer says no, shoppers still have another\u00a0option. Some credit cards offer price protection benefits that may refund the difference if an item drops in price shortly after purchase.\u00a0<\/p>\n<p class=\"Paragraph SCXW255334367 BCX8\">Taking a proactive approach can help ensure you\u00a0don\u2019t\u00a0leave money on the table\u2014and may even help you save after\u00a0you\u2019ve\u00a0already walked out of the store.\u00a0<\/p>\n<p>COPYRIGHT 2025 BY KXLY. ALL RIGHTS RESERVED. THIS MATERIAL MAY NOT BE PUBLISHED, BROADCAST, REWRITTEN OR REDISTRIBUTED.<\/p>\n","protected":false},"excerpt":{"rendered":"With after-Christmas sales underway and President\u2019s Day deals just around the corner,\u00a0it\u2019s\u00a0easy to buy something only to see&hellip;\n","protected":false},"author":3,"featured_media":522865,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[64,44679,121411,232563,13299,232565,232564,255,5207,232566,14339,67,132,68],"class_list":{"0":"post-522864","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-christmas","10":"tag-consumer-reports","11":"tag-consumer-theory","12":"tag-costco","13":"tag-in-store-and-online-prices","14":"tag-online-purchases","15":"tag-personal-finance","16":"tag-president","17":"tag-samantha-gordon","18":"tag-saving","19":"tag-united-states","20":"tag-unitedstates","21":"tag-us"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/115910710561916021","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/522864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=522864"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/522864\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/522865"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=522864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=522864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=522864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}