{"id":63537,"date":"2025-07-14T00:29:14","date_gmt":"2025-07-14T00:29:14","guid":{"rendered":"https:\/\/www.europesays.com\/us\/63537\/"},"modified":"2025-07-14T00:29:14","modified_gmt":"2025-07-14T00:29:14","slug":"americans-must-take-action-before-huge-social-security-change-is-rolled-out-in-weeks-missing-deadline-could-block-cash","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/63537\/","title":{"rendered":"Americans must take action before huge Social Security change is rolled out in weeks &#8211; missing deadline could block cash"},"content":{"rendered":"<p>AMERICANS have little time left to take action before a significant Social Security change goes into effect.<\/p>\n<p>In just weeks, it will be rolled out, and missing the deadline could result in blocked <a href=\"https:\/\/www.the-sun.com\/topic\/direct-payment\/\" rel=\"nofollow noopener\" target=\"_blank\">payments<\/a>.<\/p>\n<p><a href=\"#\"><img decoding=\"async\" alt=\"Senior woman reviewing expenses on a tablet.\" height=\"640\" width=\"960\" data-credit=\"Getty\" data-img=\"https:\/\/www.europesays.com\/us\/wp-content\/uploads\/2025\/07\/senior-woman-calculating-expenses-1009226851.jpg\" data-caption=\"Seniors could have Social Security payment issues after a new change (stock image)\"   loading=\"lazy\" src=\"https:\/\/www.europesays.com\/us\/wp-content\/uploads\/2025\/07\/senior-woman-calculating-expenses-1009226851.jpg\" role=\"img\"\/><\/a><\/p>\n<p>2<\/p>\n<p>Seniors could have Social Security payment issues after a new change (stock image)Credit: Getty<a href=\"#\"><img decoding=\"async\" alt=\"Opened envelope and U.S. Treasury check.\" height=\"640\" width=\"960\" data-credit=\"Getty\" data-img=\"https:\/\/www.europesays.com\/us\/wp-content\/uploads\/2025\/07\/opened-envelope-return-address-showing-1009226858.jpg\" data-caption=\"The US Department of the Treasury is making the update in just weeks (stock image)\"   loading=\"lazy\" src=\"https:\/\/www.europesays.com\/us\/wp-content\/uploads\/2025\/07\/opened-envelope-return-address-showing-1009226858.jpg\" role=\"img\"\/><\/a><\/p>\n<p>2<\/p>\n<p>The US Department of the Treasury is making the update in just weeks (stock image)Credit: Getty<\/p>\n<p>As part of a recent executive order, the United States Department of the Treasury is no longer sending out paper checks.<\/p>\n<p>Starting September 30, 2025, any federal disbursements like <a href=\"https:\/\/www.the-sun.com\/topic\/irs-tax-refund\/\" rel=\"nofollow noopener\" target=\"_blank\">tax refunds<\/a> and <a href=\"https:\/\/www.the-sun.com\/topic\/money-us\/\" rel=\"nofollow noopener\" target=\"_blank\">money<\/a> from the Social Security Administration (SSA) will be strictly electronic.<\/p>\n<p><a href=\"https:\/\/www.the-sun.com\/where\/the-white-house\/page\/6\/\" rel=\"nofollow noopener\" target=\"_blank\">The White House<\/a> said the mandate was put in place as it prevents fraud more effectively and it reduces costs.<\/p>\n<p>According to data from the government, the paper checks are at least 16 times more likely to be reported stolen or lost by Americans.<\/p>\n<p>Read More on Social Security<\/p>\n<p>They&#8217;re also more likely to be returned deliverable or altered than electronic payments, per <a href=\"https:\/\/www.firstcitizens.com\/wealth\/insights\/intel\/no-more-paper-checks-federal-payments#:~:text=A%20recent%20executive%20order%20mandates,to%20making%20electronic%20payments%20instead\" target=\"_blank\" aria-label=\"First Citizens Wealth (opens in a new tab)\" rel=\"nofollow noreferrer noopener\">First Citizens Wealth<\/a>.<\/p>\n<p>Estimates from the US Treasury show that discontinuing paper checks would lead to yearly <a href=\"https:\/\/www.the-sun.com\/money\/tips\/\" rel=\"nofollow noopener\" target=\"_blank\">savings<\/a> of around $750 million.<\/p>\n<p>Paper checks are still going out for the time being to those who have opted for them until the September 30 deadline.<\/p>\n<p>That means <a href=\"https:\/\/www.the-sun.com\/topic\/social-security\/\" rel=\"nofollow noopener\" target=\"_blank\">Social Security<\/a> recipients must sign up for direct deposit or another electronic payment method in the coming weeks.<\/p>\n<p>This goes for those who get retirement benefits, <a href=\"https:\/\/www.the-sun.com\/topic\/supplemental-security-income\/\" rel=\"nofollow noopener\" target=\"_blank\">Supplemental Security Income<\/a> (SSI), or Social Security Disability Insurance (SSDI).<\/p>\n<p>Options of providing a <a href=\"https:\/\/www.the-sun.com\/topic\/us-banking\/\" rel=\"nofollow noopener\" target=\"_blank\">bank<\/a> account for the direct deposit or enrolling in an approved pre-paid debit card program to access benefits without a bank account are available.<\/p>\n<p>Final days until millions of Americans to get first Social Security check up to $5,108 just hours after big policy shift<\/p>\n<p>Direct deposit can safely and securely link a checking or savings account, debit card, or a fintech account, such as <a aria-label=\"Purple (opens in a new tab)\" href=\"https:\/\/www.withpurple.com\/post\/paper-social-security-checks-are-ending-september-30-2025\" target=\"_blank\" rel=\"nofollow noreferrer noopener\">Purple<\/a>.<\/p>\n<p>With the Direct Express Prepaid Debit Card option, no credit check is required, and the card can be used like a standard debit card with the cash deposited onto it every month.<\/p>\n<p>REGISTER HERE<\/p>\n<p>Either can be registered for through <a href=\"https:\/\/godirect.gov\/gpw\/\" target=\"_blank\" aria-label=\"Go Direct (opens in a new tab)\" rel=\"nofollow noreferrer noopener\">Go Direct<\/a>, a government website that helps Americans with electronic payment setup.<\/p>\n<p>The Treasury Electronic Payment Solution Contact Center can also be reached by phone for setting up the details at 1-877-874-6347.<\/p>\n<p>HOW TO SUPPLEMENT YOUR SOCIAL SECURITY<\/p>\n<p><img decoding=\"async\" class=\"lazyload\" alt=\"\" src=\"https:\/\/www.europesays.com\/us\/wp-content\/uploads\/2025\/07\/NINTCHDBPICT000896999202.jpg\"\/><\/p>\n<p class=\"article__content--intro\">Here&#8217;s how to supplement your Social Security:<\/p>\n<p>Given the uncertainty surrounding Social Security\u2019s long-term future, it\u2019s essential for workers to consider ways to supplement their retirement income. <\/p>\n<p>Senior Citizens League executive director, Shannon Benton recommends starting early with savings and investing in retirement accounts like 401(k)s or IRAs.<\/p>\n<ul>\n<li>401(k) Plans\n<ul>\n<li>A 401(k) is a retirement account offered through employers, where contributions are tax-deferred. <\/li>\n<li>Many employers also match employee contributions, typically between 2% and 4% of salary, making it a valuable tool for building retirement savings. <\/li>\n<li>Maxing out your 401(k) contributions, especially if your employer offers a match, should be a priority.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li>IRAs\n<ul>\n<li>An Individual Retirement Account (IRA) offers another avenue for retirement savings. <\/li>\n<li>Unlike a 401(k), an IRA isn\u2019t tied to your employer, giving you more flexibility in your investment choices. <\/li>\n<li>Contributions to traditional IRAs are tax-deductible, and the funds grow tax-free until they are withdrawn, at which point they are taxed as income.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Those Americans who prefer it can also download and complete a paper form from the Go Direct site with direct deposit details and submit it by mail.<\/p>\n<p>More information can be found on the Go Direct landing page.<\/p>\n<p>The switch can also be made through the SSA website by logging into  an account and selecting &#8220;Direct Deposit,&#8221; or calling the administration by phone at 1-800-772-1213.<\/p>\n<p>Recipients who prefer in-person assistance can go to their local Social Security office with a voided check or letter from their bank.<\/p>\n<p>SOME EXCEPTIONS<\/p>\n<p>Those who don&#8217;t make the September 30 deadline can also rest easy, as it doesn&#8217;t mean payments will stop immediately.<\/p>\n<p>The SSA could hold future distributions, however, until direct deposit or electronic payment details are completed.<\/p>\n<p>There are also possible exceptions for recipients with no access to banking or electronic payment tools or who are experiencing extreme hardship.<\/p>\n<p>These exceptions must be approved by the US Treasury.<\/p>\n<p>A woman recently had her Social Security checks slashed <a href=\"https:\/\/www.the-sun.com\/money\/14682664\/social-security-ssi-checks-slashed-overpayment-error\/\" rel=\"nofollow noopener\" target=\"_blank\">to only $14<\/a> a month after a $12,000 &#8220;overpayment&#8221; error.<\/p>\n<p>Another recipient was also left &#8220;disturbed&#8221; by a little-known rule to <a href=\"https:\/\/www.the-sun.com\/money\/14693379\/social-security-little-known-rule-benefits-death\/\" rel=\"nofollow noopener\" target=\"_blank\">claw back funds<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"AMERICANS have little time left to take action before a significant Social Security change goes into effect. In&hellip;\n","protected":false},"author":3,"featured_media":63538,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[64,8306,8307,255,7529,711,67,132,68],"class_list":{"0":"post-63537","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-direct-payment","10":"tag-money-us","11":"tag-personal-finance","12":"tag-section-moneynews-money","13":"tag-social-security","14":"tag-united-states","15":"tag-unitedstates","16":"tag-us"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/114848764115185463","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/63537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=63537"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/63537\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/63538"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=63537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=63537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=63537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}