{"id":90320,"date":"2025-07-25T03:22:20","date_gmt":"2025-07-25T03:22:20","guid":{"rendered":"https:\/\/www.europesays.com\/us\/90320\/"},"modified":"2025-07-25T03:22:20","modified_gmt":"2025-07-25T03:22:20","slug":"not-sips-heres-what-edelweiss-radhika-gupta-thinks-you-should-spend-money-on-i-always-tell-everyone-take-time-to","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/90320\/","title":{"rendered":"Not SIPs, here\u2019s what Edelweiss\u2019 Radhika Gupta thinks you should spend money on, \u2018I always tell everyone, take time to\u2026\u2019"},"content":{"rendered":"

A well-known proponent of the SIP or systematic investment plan, as a savings and investment tool for young Indians, Edelweiss<\/a> Mutual Fund Chief Radhika Gupta has now advocated for spending your money another way.<\/p>\n

Writing on social media platform X (formerly known as Twitter), Radhika Gupta<\/a> wrote in Hindi and English, emphasising that the fruits of hardwork are to be enjoyed, not only saved.<\/p>\n

\u2018A good middle path exists\u2019, says Radhika Gupta<\/p>\n

Radhika Gupta admitted that while it is her job to sell SIPs<\/a>, she does advovate for people to \u201cenjoy the fruits of your hardwork\u201d and find a good middle ground between spending and saving\/investing.<\/p>\n

\u201cStarted this journey with a dream, now a small joy fills my heart. The sweetness of hardwork is a different kind of joy.\u201d (roughly translated from Hindi) she said on X, on July 23.<\/p>\n

Adding, \u201cMy job is to sell SIPs, but I always tell everyone \u2014 young and old \u2014 to take<\/a> the time to enjoy the fruits of your hardwork. Save, but also spend, on things that give you joy, because it makes the journey worth it.\u201d<\/p>\n

\u201cAt the end of the day, life is not a race<\/a> of who has the highest NAV of most rupees, but who has lived most joyfully. The middle path exists, and it is good one,\u201d she noted.<\/p>\n

Radhika Gupta on blindly following finfluencers, stability of SIPs<\/p>\n

A prominent figure on social media, interacting with everyday investors on X, Radhika Gupta often advices followers on various investment options and the potential market<\/a> risks.<\/p>\n

In June, she cautioned ordinary investors against looking for high returns without understanding the risks, noting that finfluencers use FOMO to push \u201ccrazy investment opportunities\u201d that are meant for more seasoned players.<\/p>\n

She has also extensively batted for SIPs<\/a> as a mode of investment that crores of common investors use to put their collective trust<\/a> in the mutual funds market.<\/p>\n

She said that it is this \u201ccollective trust\u201d in investment instruments that give the Indian capital markets its stability; and also praised SIPs as the \u201caccessible savings-cum-growth solution\u201d for common retail<\/a> investors.<\/p>\n","protected":false},"excerpt":{"rendered":"A well-known proponent of the SIP or systematic investment plan, as a savings and investment tool for young…\n","protected":false},"author":3,"featured_media":90321,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[64,60133,268,60132,60135,6459,255,60131,43882,60134,67,132,68],"class_list":{"0":"post-90320","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-edelweiss","10":"tag-investment","11":"tag-mango-millionaires","12":"tag-middle-path","13":"tag-money","14":"tag-personal-finance","15":"tag-radhika-gupta","16":"tag-sip","17":"tag-spend-on-joy","18":"tag-united-states","19":"tag-unitedstates","20":"tag-us"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/114911729745067990","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/90320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=90320"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/90320\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/90321"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=90320"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=90320"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=90320"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}