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CNBC’s Jim Cramer<\/a> on Tuesday emphasized the importance of diversifying beyond the market’s hottest artificial intelligence winners.<\/p>\n “I don’t want you getting blown out because you owned nothing but semis and the group has a bad day,” the “Mad Money<\/a>” host said, referencing how investing with borrowed money<\/a> can heighten the consequences of hot stocks cooling off. <\/p>\n Many stocks tied to AI infrastructure and data centers have posted extraordinary gains over the past year, particularly memory-chip makers like Micron<\/a> and Western Digital<\/a>. However, recent pullbacks across that cohort have highlighted how quickly momentum can reverse. While Cramer said he remains bullish on the long-term outlook for the AI trade, he warned that no single investment theme should dominate a portfolio. <\/p>\n “I’m not anti-tech. But I do like diversification,” he said. <\/p>\n Cramer pointed to the investors who lost fortunes by concentrating their portfolios in internet stocks during the dot-com bubble and financial institutions ahead of the Great Recession. He said he witnessed firsthand how quickly leveraged bets on a single sector could wipe out even sophisticated investors. <\/p>\n “I’ve seen so many people never ever come back” from owning stocks that went to zero during the dot-com crash, Cramer said. <\/p>\n Rather than abandoning technology altogether, Cramer said investors should broaden their exposure by owning high-quality companies benefiting from different long-term trends. <\/p>\n He highlighted Johnson & Johnson<\/a> for its innovative drug pipeline and 3M<\/a> for its renewed focus on innovation<\/a> across a variety of industries. Cramer also pointed to CVS Health’s<\/a> combination of retail pharmacies and health insurance, as well as financial firms such as Goldman Sachs<\/a>, Wells Fargo<\/a> and BNY<\/a>, arguing they offer compelling growth opportunities at valuations well below many AI leaders. Cramer’s Charitable Trust<\/a>, the portfolio run by CNBC’s Investing Club, owns shares of Johnson & Johnson, Goldman Sachs and Wells Fargo.<\/p>\n “It just doesn’t make sense to me why you can’t diversify into these other stocks and make money, something we do with my Charitable Trust, where we’ve given out almost $5 million in gains by being diversified through thick and thin for 25 years,” Cramer said.<\/p>\n
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Jim Cramer’s Guide to Investing