{"id":955101,"date":"2026-07-24T00:26:12","date_gmt":"2026-07-24T00:26:12","guid":{"rendered":"https:\/\/www.europesays.com\/us\/955101\/"},"modified":"2026-07-24T00:26:12","modified_gmt":"2026-07-24T00:26:12","slug":"are-smartphone-credit-cards-worth-it","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/us\/955101\/","title":{"rendered":"Are Smartphone Credit Cards Worth It?"},"content":{"rendered":"<p>If you&#8217;re looking for a <a href=\"https:\/\/www.cnbc.com\/select\/best-credit-cards\/\" rel=\"nofollow noopener\" target=\"_blank\">credit card<\/a> for your favorite brand, you likely won&#8217;t have to look far. It seems like every company has a credit card these days, and it&#8217;s not just hotels, airlines and stores.<\/p>\n<p>Electronics manufacturers like <a href=\"https:\/\/www.apple.com\/apple-cash\/\" rel=\"nofollow noopener\" target=\"_blank\">Apple<\/a>, and now Samsung with the launch of the <a href=\"https:\/\/www.samsung.com\/us\/samsung-card\/\" rel=\"nofollow noopener\" target=\"_blank\">Samsung Galaxy Card<\/a> on Wednesday, also offer co-branded credit cards. These cards offer value to those looking to earn rewards on their next phone or laptop purchase, but they also come with notable drawbacks.<\/p>\n<p>Let&#8217;s take a look at how these &#8220;smartphone credit cards&#8221; stack up against other <a href=\"https:\/\/www.cnbc.com\/select\/best-cash-back-credit-cards-with-no-annual-fee\/\" rel=\"nofollow noopener\" target=\"_blank\">cash-back cards with no annual fee<\/a>, so you can easily determine if they are worth it for you.<\/p>\n<p>Are co-branded smartphone credit cards worth it?<\/p>\n<p>Talk to us<\/p>\n<p>Are you living paycheck to paycheck, or do you have a financial success you&#8217;re comfortable sharing with a reporter? Please fill out this <a href=\"https:\/\/forms.gle\/L2r64hJJZYhQwBqDA\" target=\"_blank\" rel=\"nofollow noopener\">quick form<\/a>.<\/p>\n<p><a id=\"headline0\"\/>Details on the new Samsung Galaxy Card<\/p>\n<p>The new <a href=\"https:\/\/www.samsung.com\/us\/samsung-card\/\" rel=\"nofollow noopener\" target=\"_blank\">Samsung Galaxy Card<\/a> features a welcome offer of $200 in cash rewards after you spend $2,000 on purchases within the first 90 days of account opening. It also earns cash back on a few interesting categories, including:<\/p>\n<ul>\n<li>5% cash rewards on eligible purchases made directly from Samsung <\/li>\n<li>3% cash rewards on purchases made with your Samsung Galaxy Card in Samsung Wallet <\/li>\n<li>2% cash rewards on eligible <a href=\"https:\/\/www.cnbc.com\/select\/best-credit-cards-for-streaming-services\/\" rel=\"nofollow noopener\" target=\"_blank\">streaming services<\/a><\/li>\n<li>1% cash rewards on all other purchases<\/li>\n<\/ul>\n<p>While these types of bonus categories aren&#8217;t unusual, there is significant value in earning 3% back on Samsung Wallet purchases. You can make Samsung Wallet purchases with any card reader that is near field communication (NFC) enabled, which is most modern terminals. Samsung Wallet is also a payment option for online purchases.<\/p>\n<p><a href=\"https:\/\/www.samsung.com\/us\/samsung-card\/\" rel=\"sponsored nofollow noopener\" target=\"_blank\">Samsung Galaxy Card<\/a><\/p>\n<p>Information about the Samsung Galaxy Card has been collected independently by CNBC Select and has not been reviewed or provided by the issuer of the card prior to publication.<\/p>\n<ul class=\"Features-styles-select-creditCard--Eb4ur Features-styles-select-featureList--o2tBn\">\n<li class=\"Features-styles-select-featureItem--XBWNy\">Rewards\n<p>5% cash rewards on eligible direct Samsung purchases; 3% cash rewards on Samsung Wallet purchases; 2% cash reward on eligible streaming services; 2% cash rewards on everything else<\/p>\n<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Welcome bonus\n<p>Earn $200 in cash rewards after spending $2,000 on purchases within the first 90 days of account opening.<\/p>\n<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Annual fee<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Intro APR<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Regular APR\n<p>23.49% to 32.24% variable<\/p>\n<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Balance transfer fee\n<p>Either $5 or 5% of the amount of each transfer, whichever is greater<\/p>\n<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Foreign transaction fee<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Credit needed<\/li>\n<\/ul>\n<p>Pros<\/p>\n<ul>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">No annual fee<\/li>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">Great return for Samsung Wallet purchases<\/li>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">No foreign transaction fees<\/li>\n<\/ul>\n<p>Cons<\/p>\n<ul>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">Samsung Pay isn\u2019t accepted everywhere<\/li>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">Purchases with the physical card only earn 1% cash back<\/li>\n<\/ul>\n<p>How does it compare to the Apple Card?<\/p>\n<p>The standard publicly available <a href=\"https:\/\/www.apple.com\/apple-card\/\" rel=\"nofollow noopener\" target=\"_blank\">Apple Card<\/a> offer doesn&#8217;t feature a welcome bonus (although targeted offers may be available).<\/p>\n<p>Unlike the Samsung Galaxy card, the Apple Card offers special financing for Apple purchases. At checkout, select Apple Card Monthly Installments to receive interest-free financing for eligible products. With this plan, the payments are automatically added to your minimum monthly payment.<\/p>\n<p>As far as rewards, the Apple Card earns cash back at the following rates:<\/p>\n<ul>\n<li>3% cash back at Apple and select merchants when you use the Apple Card with Apple Pay<\/li>\n<li>2% cash back on purchases made with the Apple Card using Apple Pay<\/li>\n<li>1% cash back on all other purchases<\/li>\n<\/ul>\n<p>Being able to earn 2% cash back everywhere is ideal for a <a href=\"https:\/\/www.cnbc.com\/select\/best-2-percent-cash-back-credit-cards\/\" rel=\"nofollow noopener\" target=\"_blank\">flat-rate cash-back card<\/a>, and you can earn that as long as you pay with Apple Pay. However, when you&#8217;re not shopping at Apple, with a small list of select merchants or using Apple Pay, you&#8217;ll only earn 1% back.<\/p>\n<p>We&#8217;ll cover this in more detail below, but there are many credit cards with <a href=\"https:\/\/www.cnbc.com\/select\/best-no-annual-fee-credit-cards\/\" rel=\"nofollow noopener\" target=\"_blank\">no annual fee<\/a> that earn 2% cash back everywhere without the Apple Pay requirement.<\/p>\n<p><a href=\"https:\/\/www.apple.com\/apple-card\/\" rel=\"sponsored nofollow noopener\" target=\"_blank\">Apple Card<\/a><\/p>\n<p>Information about the Apple Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.<\/p>\n<ul class=\"Features-styles-select-creditCard--Eb4ur Features-styles-select-featureList--o2tBn\">\n<li class=\"Features-styles-select-featureItem--XBWNy\">Rewards\n<p>3% cash back on goods or services purchased directly from Apple (including Apple retail stores, the Apple online store, the App Store, iTunes, Apple Music and other Apple-owned properties) on Uber and UberEats, at Walgreens and Duane Reade stores, on the Walgreens app and on Walgreens.com, in T-Mobile stores, at Nike, at Exxon and Mobil stations and at Panera Bread, 2% cash back on Apple Pay purchases and 1% cash back on all other purchases<\/p>\n<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Welcome bonus<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Annual fee<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Intro APR<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Regular APR\n<p>\u00a019.24% to 29.49% variable<\/p>\n<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Balance transfer fee<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Foreign transaction fee<\/li>\n<li class=\"Features-styles-select-featureItem--XBWNy\">Credit needed<\/li>\n<\/ul>\n<p>Pros<\/p>\n<ul>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">No annual fee<\/li>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">3% cash back on goods or services purchased directly from Apple, on Uber and UberEats, at Walgreens and Duane Reade stores, on the Walgreens app and on Walgreens.com and in T-Mobile stores and at Nike<\/li>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">No fee charged on purchases made outside the U.S.<\/li>\n<\/ul>\n<p>Cons<\/p>\n<ul>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">Apple Pay isn\u2019t accepted everywhere<\/li>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">Purchases with the physical card only earn 1% cash back<\/li>\n<li class=\"ProsAndCons-styles-select-item--ZT8du\">No special financing offers or welcome bonus<\/li>\n<\/ul>\n<p><a id=\"headline1\"\/>When do co-branded &#8216;phone cards&#8217; make sense?<\/p>\n<p>Like many co-branded cards, the <a href=\"https:\/\/www.cnbc.com\/select\/apple-card-review\/\" rel=\"nofollow noopener\" target=\"_blank\">Apple Card<\/a> and the <a href=\"https:\/\/www.samsung.com\/us\/samsung-card\/\" rel=\"nofollow noopener\" target=\"_blank\">Samsung Galaxy Card<\/a> make the most sense if you have the issuer&#8217;s respective smartphone. <\/p>\n<p>Both cards are most valuable when you&#8217;re making purchases with the brand or using its digital wallet, and both have no annual fee, so the cash back you earn is yours to keep from day one. <\/p>\n<p>However, there aren&#8217;t many benefits outside of the rewards you earn. The Samsung card is a <a href=\"https:\/\/www.cnbc.com\/select\/visa-comparison-traditional-signature-infinite\/\" rel=\"nofollow noopener\" target=\"_blank\">Visa Signature<\/a> and comes with insurance perks like baggage delay, travel accident insurance and rental car coverage. You can redeem your rewards for a statement credit, gift cards, merchandise or deposit it into a U.S. <a href=\"https:\/\/www.cnbc.com\/select\/best-no-fee-checking-accounts\/\" rel=\"nofollow noopener\" target=\"_blank\">checking<\/a> or savings account.<\/p>\n<p>With the Apple Card, you&#8217;ll receive your rewards almost instantly. You can have them automatically deposited into a high-yield savings account through Apple that earns 3.40% APY.<\/p>\n<p>In my opinion, the Apple Card is harder to justify because there are other excellent no-annual-fee 2% cash-back cards. Earning 3% back on all Samsung Wallet purchases is an interesting opportunity for anyone with a Samsung phone. You may still want an additional card for the places Samsung Wallet isn&#8217;t accepted because those transactions only earn 1% back.<\/p>\n<p><a id=\"headline2\"\/>Credit cards with more value<\/p>\n<p>Several cards allow you to earn 2% in rewards everywhere with a <a href=\"https:\/\/www.cnbc.com\/select\/credit-card-welcome-bonuses-ending-soon\/\" rel=\"nofollow noopener\" target=\"_blank\">welcome bonus<\/a> and intro APR offer.<\/p>\n<p>The <a href=\"https:\/\/oc.brcclx.com\/t?lid=26664494\" rel=\"nofollow noopener\" target=\"_blank\" data-rv-module-name=\"creditCardInlineLink\">Citi Double Cash<strong>\u00ae<\/strong> Card<\/a> is a great example of this. On top of earning 2% cash back on purchases (1% back when you buy and 1% back when you pay), it has a $200 cash-back welcome offer that you&#8217;ll earn after spending $1,500 on purchases in the first six months of account opening.<\/p>\n<p>It also has a generous <a href=\"https:\/\/www.cnbc.com\/select\/best-zero-interest-credit-cards\/\" rel=\"nofollow noopener\" target=\"_blank\">0% intro APR<\/a> for 18 months for qualifying balance transfers. When the intro APR ends, a variable 17.49% to 27.49% APR applies. There is an intro <a href=\"https:\/\/www.cnbc.com\/select\/is-a-balance-transfer-fee-worth-it\/\" rel=\"nofollow noopener\" target=\"_blank\">balance transfer fee<\/a> of 3% of each transfer (minimum $5) completed within the first four months of account opening. After that, your fee will be 5% of each transfer (minimum $5).<\/p>\n<p>The <a href=\"https:\/\/www.cnbc.com\/select\/citi-double-cash-card-review\/\" rel=\"nofollow noopener\" target=\"_blank\">Double Cash<\/a> earns cash back as Citi ThankYou\u00ae Points, which means you can redeem them for cash back or travel. Redemptions include the option to transfer points to travel partners, so you&#8217;re getting more flexibility compared to a standard cash-back card.<\/p>\n<p><a id=\"headline\"\/>Spotlight<\/p>\n<p>Receive an intro APR for 18 months on balance transfers and earn at least 2% cash back on every purchase.<\/p>\n<p class=\"ProductDataGridItem-styles-select-content--wwq_l CreditCard-styles-select-dataGridItemContent--qsLgB\">Good to Excellent670\u2013850<\/p>\n<p>Our expert take<\/p>\n<p>What makes the Citi Double Cash\u00ae Card special is that it sits near the top of its class in several categories. It is an excellent option if you want flat-rate rewards, a balance transfer intro-APR or no annual fee. <\/p>\n<p>Pros &amp; cons<\/p>\n<ul>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Balance transfers get a long intro APR<\/li>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Generous flat-rate cash-back rewards structure<\/li>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Earns transferable rewards<\/li>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">No annual fee<\/li>\n<\/ul>\n<ul>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">It has a foreign transaction fee<\/li>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Intro APR only applies to balance transfer<\/li>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Points transfer ratios are reduced compared to premium cards<\/li>\n<\/ul>\n<p>More details<a id=\"headline\"\/>Highlights<\/p>\n<p>Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select&#8217;s editorial staff.<\/p>\n<ul>\n<li>Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou\u00ae Points, which can be redeemed for $200 cash back.<\/li>\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\n<li>Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% &#8211; 27.49%, based on your creditworthiness.<\/li>\n<li>Balance Transfers do not earn cash back. Intro APR does not apply to purchases.<\/li>\n<li>If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.<\/li>\n<li>There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).<\/li>\n<\/ul>\n<p><a id=\"headline\"\/>Balance transfer fee<\/p>\n<p>There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.<\/p>\n<p><a id=\"headline\"\/>Foreign transaction fee<\/p>\n<p class=\"ProductDataGridItem-styles-select-content--wwq_l CreditCard-styles-select-dataGridItemContent--qsLgB\">Good to Excellent670\u2013850<\/p>\n<p class=\"ProductDataGridItem-styles-select-content--wwq_l CreditCard-styles-select-dataGridItemContent--qsLgB\">18.49%, 24.49%, or 28.49% Variable APR<\/p>\n<p class=\"ProductDataGridItem-styles-select-content--wwq_l CreditCard-styles-select-dataGridItemContent--qsLgB\">Earn a $200 cash rewards bonus<\/p>\n<p>Our expert take<\/p>\n<p>The Wells Fargo Active Cash\u00ae Card is great if you want simplicity thanks to its flat-rate 2% unlimited cash rewards on purchases and $0 annual fee.<\/p>\n<p>Pros &amp; cons<\/p>\n<ul>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">High, unlimited flat-rate return on purchases<\/li>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Intro APR on purchases and qualifying balance transfers<\/li>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Lower introductory balance transfer fee <\/li>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Up to $600 of cell phone protection against damage or theft (subject to a $25 deductible) <\/li>\n<\/ul>\n<ul>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Charges a 3% foreign transaction fee<\/li>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Balance transfer fee increases to 5% of each transfer (minimum $5) after 120 days <\/li>\n<li class=\"ProsAndCons-styles-select-item--x5pKc\">Limited redemption options unless you pair it with a Wells Fargo card that allows point transfers<\/li>\n<\/ul>\n<p>More details<a id=\"headline\"\/>Highlights<\/p>\n<p>Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select&#8217;s editorial staff.<\/p>\n<ul>\n<li>Apply Now to take advantage of this offer and learn more about product features, terms and conditions.<\/li>\n<li>Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.\u00a0<\/li>\n<li>Earn unlimited 2% cash rewards on purchases.\u00a0<\/li>\n<li>0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.\u00a0<\/li>\n<li>$0 annual fee.\u00a0<\/li>\n<li>No categories to track or remember and cash rewards don&#8217;t expire as long as your account remains open.\u00a0<\/li>\n<li>Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24\/7 Visa Signature\u00ae Concierge.\u00a0<\/li>\n<li>Up to $600 of cell phone protection against damage or theft.\u00a0Subject to a $25 deductible.\u00a0<\/li>\n<\/ul>\n<p><a id=\"headline\"\/>Balance Transfer Fee<\/p>\n<p>3% intro for 120 days from account opening, then up to 5%, min: $5<\/p>\n<p><a id=\"headline\"\/>Foreign Transaction Fee<\/p>\n<p>If you want to keep your wallet simple, you&#8217;re most likely better off with a flat-rate rewards card. However, being able to earn 3% back on Samsung Wallet purchases makes the Samsung Galaxy Card a valuable complementary card for your other <a href=\"https:\/\/www.cnbc.com\/select\/best-rewards-credit-cards\/\" rel=\"nofollow noopener\" target=\"_blank\">rewards credit cards<\/a>. <\/p>\n<p><strong>Subscribe to the CNBC Select newsletter!<\/strong><\/p>\n<p>The CNBC Select Recommends newsletter delivers practical money tips each week along with expert-picked financial product recommendations. Sign up <a href=\"https:\/\/www.cnbc.com\/newsletter\/cnbc-select-recommends\/\" rel=\"nofollow noopener\" target=\"_blank\">here<\/a>.<\/p>\n<p><a id=\"headline3\"\/>Why trust CNBC Select?<\/p>\n<p>At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card article is based on rigorous reporting by our team of expert writers and editors<strong>. <\/strong>While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.<\/p>\n<p><strong>Catch up on CNBC Select&#8217;s in-depth coverage of\u00a0<\/strong><a href=\"https:\/\/www.cnbc.com\/select\/credit-cards\/\" rel=\"nofollow noopener\" target=\"_blank\"><strong>credit cards<\/strong><\/a><strong>,\u00a0<\/strong><a href=\"https:\/\/www.cnbc.com\/select\/banking\/\" rel=\"nofollow noopener\" target=\"_blank\"><strong>banking<\/strong><\/a><strong>\u00a0and\u00a0<\/strong><a href=\"https:\/\/www.cnbc.com\/select\/money\/\" rel=\"nofollow noopener\" target=\"_blank\"><strong>money<\/strong><\/a><strong>, and follow us on\u00a0<\/strong><a href=\"https:\/\/www.tiktok.com\/@cnbcselect\" target=\"_blank\" rel=\"nofollow noopener\"><strong>TikTok<\/strong><\/a><strong>,\u00a0<\/strong><a href=\"https:\/\/www.facebook.com\/CNBCSelect\/\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Facebook<\/strong><\/a><strong>,\u00a0<\/strong><a href=\"https:\/\/www.instagram.com\/cnbcselect\/\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Instagram<\/strong><\/a><strong>\u00a0and\u00a0<\/strong><a href=\"https:\/\/twitter.com\/CNBCSelect\" target=\"_blank\" rel=\"nofollow noopener\">X<\/a><strong>\u00a0to stay up to date.<\/strong><\/p>\n<p><strong>Editorial Note:<\/strong> Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff\u2019s alone, and have not been reviewed, approved or otherwise endorsed by any third party.<\/p>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><script async src=\"\/\/www.tiktok.com\/embed.js\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"If you&#8217;re looking for a credit card for your favorite brand, you likely won&#8217;t have to look far.&hellip;\n","protected":false},"author":3,"featured_media":955102,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[17],"tags":[4960,26447,171,57995,611,255,36660,231210,102884,158,67,132,68,20860],"class_list":["post-955101","post","type-post","status-publish","format-standard","has-post-thumbnail","category-mobile","tag-apple-inc","tag-citigroup-inc","tag-entertainment","tag-fidelity-national-information-services-inc","tag-mobile","tag-personal-finance","tag-samsung-electronics-co-ltd","tag-select-credit-cards","tag-synchrony-financial","tag-technology","tag-united-states","tag-unitedstates","tag-us","tag-wells-fargo-co"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@us\/116972118800050259","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/955101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/comments?post=955101"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/posts\/955101\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media\/955102"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/media?parent=955101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/categories?post=955101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/us\/wp-json\/wp\/v2\/tags?post=955101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}